Website Privacy Policy

Last modified: May 1, 2025

Introduction

STPRO Insurance Services, LLC("Company," "we," "us," or "our") respects your privacy and is committed to protecting it through compliance with this policy.

This Privacy Policy describes:

  • The types of information we may collect from you or that you may provide when you visit our website www.jensen-ins.com (our "Website").

  • Our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information collected:

  • On this Website.

  • In email, text, and other electronic communications between you and this Website.

  • Through mobile or desktop applications associated with our services.

  • When you interact with our advertising or third-party applications that link to this Privacy Policy.

  • When you inquire about or obtain insurance services or quotes through us.

Insurance Services Exemption
Please note that much of the personal information we collect is subject to the Gramm-Leach-Bliley Act (GLBA) and/or the California Insurance Information and Privacy Protection Act (IIPPA) and is therefore exempt from certain obligations under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). However, where applicable, we will still honor certain consumer rights regarding your personal information.

This Privacy Policy does not apply to information collected:

  • Offline or through other means not governed by this Website.

By accessing or using the Website, you consent to this Privacy Policy. We may revise this policy periodically. Your continued use of the Website means you accept any updates.

Children Under the Age of 18

This Website is not intended for children under 18.
We do not knowingly collect personal information from children under 18. If we discover that we have received such information, we will delete it promptly.

Please contact us at info@jensen-ins.com if you believe a child has provided us personal information.

Information We Collect and How We Collect It

We collect several types of information:

  • Personal identifiers (name, address, email, telephone, date of birth, driver’s license, SSN, insurance policy info).

  • Financial and payment information.

  • Internet or other network activity (IP address, browsing behavior).

  • Geolocation data.

  • Professional/employment info if necessary for underwriting.

Collected:

  • Directly from you (applications, forms, communications).

  • Automatically through tracking technologies (cookies, web beacons).

  • From third parties (e.g., insurance carriers, service providers).

Why We Collect Information

We collect and use information to:

  • Provide and maintain insurance services.

  • Service insurance policies.

  • Verify your identity.

  • Process payments and claims.

  • Communicate with you about your account or coverage.

  • Detect and prevent fraud or prohibited activities.

  • Conduct marketing (only with your opt-in consent).

  • Comply with legal and regulatory requirements.

  • For business analytics and improvements.

How We Use Your Information

We use the information to:

  • Present our Website and services to you.

  • Fulfill insurance quotes, applications, and transactions.

  • Communicate important updates.

  • Enforce contractual and legal rights.

  • Comply with regulatory obligations.

  • Improve service offerings and Website functionality.

  • Protect against fraud and security risks.

Disclosure of Your Information

We may disclose your information to:

  • Insurance carriers, brokers, agents, and underwriting partners.

  • Contractors, service providers, and affiliates under strict confidentiality.

  • Governmental and regulatory agencies (e.g., California Department of Insurance).

  • In connection with business transfers (mergers, sales).

  • For legal compliance and fraud prevention.

Third Parties and Service Providers
We require all service providers and contractors with whom we share personal information to maintain appropriate safeguards and to process personal information only in accordance with our instructions and applicable law.

No Sale or Sharing of Personal Information
We do not sell your personal information. We also do not share your personal information for cross-context behavioral advertising.

Tracking Technologies and Cookies

We use cookies and similar technologies for:

  • Website functionality.

  • Performance monitoring.

  • Personalization and remembering preferences.

You can control cookie use via your browser settings.

California Privacy Rights

If you are a California resident, you have rights under CCPA and CPRA:

  • Request disclosure of categories and specific pieces of personal information collected.

  • Request deletion of personal information.

  • Request correction of inaccurate personal information.

  • Request to limit use of sensitive personal information.

  • Opt-out of the sale or sharing of personal information.

Sensitive Personal Information
If you provide sensitive personal information (such as a driver’s license, financial account, or social security number), we only use it to provide insurance services or as legally required.
You may request that we limit our use and disclosure of such information by contacting info@jensen-ins.com.

To exercise your rights, please contact us at info@jensen-ins.com or (858)366-4941. Verification of your identity may be required.

Data Security

Security Safeguards. We maintain administrative, technical, and physical security measures designed to protect the confidentiality, integrity, and availability of your personal information. However, no method of transmission over the Internet or method of electronic storage is completely secure. Your use of our Website is at your own risk.

Retention of Data

We retain personal information only as long as necessary for the purposes stated in this policy or as otherwise required by law, including applicable insurance laws.

Arbitration and Limitation of Liability

By using our Website, you agree to be bound by our Terms of Use, which include a mandatory arbitration agreement, waiver of class actions, and limitations of liability.

Changes to Our Privacy Policy

We will post any changes to this Privacy Policy on this page. Material changes may also be communicated by other means if appropriate.

Choice/Opt-Out

You may opt-out of receiving marketing communications at any time by contacting us at info@jensen-ins.com or following unsubscribe links in our emails.

Transactional communications (e.g., policy updates, regulatory notices) are not subject to opt-out.

Accessibility We are committed to ensuring that our Privacy Policy is accessible to all individuals, including those with disabilities. If you require access to this Privacy Policy in an alternative format, please contact us at info@jensen-ins.com.

Contact Information For any questions or requests regarding this Privacy Policy, please contact:

STPro Insurance Services, LLC
1084 N El Camino Real, Suite B #230, Encinitas, CA 92024
info@jensen-ins.com
(858)366-4941

California Consumer Privacy Notice at Collection

Effective Date: May 1, 2025

This notice is provided pursuant to the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).

STPRO Insurance Services, LLC ("Company," "we," "us," or "our") collects the following categories of personal information about you:

Category

Personal

Identifiers

Financial

Information

Internet or

Network Activity

Geolocation Data

Professional or

Employment Information

Examples

Name, postal address, email address, telephone number, date of birth, driver’s license number, Social Security number, insurance policy information

Payment information, financial

account details

Browsing history, IP address, device information

Approximate location derived from IP address

Employer information if necessary for underwriting

Purpose of Collection

To provide insurance quotes, services, and customer support; to verify identity; to comply with legal obligations

To process insurance premiums and transactions

To maintain website functionality, improve user experience

To comply with insurance regulatory requirements, fraud prevention

To assess insurance risks and eligibility

We do not sell or share personal information for cross-context behavioral advertising.

We do not use sensitive personal information for purposes other than providing requested insurance services and compliance with law.

For more information about how we use and protect your information, and your rights under California law (including rights to access, delete, correct, and limit the use of your personal information), please review our full Privacy Policy (Insert Link to Privacy Policy).

If you have questions or wish to exercise your rights, you may contact us at: